Policies
Terms and Conditions
These Terms and Conditions (“Terms”) govern your access to and use of the website operated by Realtalk Karen Stacy (“we,” “us,” or “our”).
By accessing, browsing, or using this Website, including any related online platforms, services, or social media channels, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
1. Use of the Website
The Website is provided for informational, educational, and coaching-related purposes only. You agree to use the Website in compliance with all applicable federal, state, and local laws.
2. Eligibility
This Website is intended for individuals 18 years of age or older.
3. Intellectual Property
All content on this Website is owned by or licensed to Realtalk Karen Stacy and protected under U.S. intellectual property laws. You may not copy, reproduce, distribute, modify, transmit, or exploit any content without prior written permission.
4. Coaching / Informational Disclaimer
Content on this Website is for educational and informational purposes only and does not constitute legal, medical, financial, or professional advice. Your use of this Website does not create a coaching, client, fiduciary, or professional relationship unless expressly agreed to in writing. Results are not guaranteed, and individual outcomes may vary.
5. Limitation of Liability
To the fullest extent permitted by law, Realtalk Karen Stacy disclaims any and all liability for any loss, injury, or damages arising out of or related to your use of, or inability to use, the Website, including indirect, incidental, consequential, or punitive damages. Your use of the Website is at your own risk.
6. Third-Party Links
The Website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of any third-party websites and do not endorse them.
7. Governing Law & Venue
These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Westchester County, New York, and you consent to the personal jurisdiction of such courts.
8. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes are effective immediately upon posting. Continued use of the Website constitutes acceptance of the revised Terms.
Privacy Policy
This Privacy Policy explains how Realtalk Karen Stacy (“we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you visit or interact with our Website and any related online platforms or social media channels (collectively, the “Website”).
1. Information We Collect
We may collect personal information that you voluntarily provide, including name, email address, and any information you submit through contact forms, scheduling tools, or email communication. If applicable, we may also collect payment or billing information through secure third-party processors.
We may also collect limited technical data automatically, such as IP address, browser type, device information, and usage data.
2. How We Use Your Information
We use personal information to provide and manage services, respond to inquiries, process payments (if applicable), communicate with you, improve Website functionality, and comply with legal obligations.
3. Sharing of Information
We do not sell your personal information. We may share information with trusted third-party service providers (such as payment processors, email platforms, or scheduling tools) solely to operate our business.
4. Data Security
We take reasonable administrative, technical, and physical measures to safeguard personal information in accordance with applicable U.S. and New York State data protection laws, including the New York SHIELD Act.
5. Your Rights
You may request access to personal information we hold about you, request corrections, or request deletion of your personal information, subject to legal or business requirements.
6. Children’s Privacy
This Website is intended for individuals 18 years of age or older. We do not knowingly collect personal information from individuals under 18. If we become aware we have collected such information, we will delete it promptly.
7. Changes to This Privacy Policy
We may update this Privacy Policy at any time. Updates are effective immediately upon posting. Continued use of the Website constitutes acceptance of the revised policy.
Cookies
This Cookie Policy explains how Realtalk Karen Stacy (“we,” “us,” or “our”) uses cookies and similar technologies when you visit our website (“Website”). This Cookie Policy should be read together with our Privacy Policy.
1. What Are Cookies?
Cookies are small text files that are stored on your computer, tablet, or mobile device when you visit a website. Cookies help websites function properly, enhance user experience, and provide information to website owners about how the site is being used.
2. How We Use Cookies
We use cookies to:
- Ensure the Website functions correctly
- Improve Website performance and user experience
- Understand how visitors interact with the Website
- Support analytics and marketing efforts, where applicable
3. Types of Cookies We Use
• Essential Cookies – Necessary for the Website to operate and cannot be disabled.
• Performance & Analytics Cookies – Help us understand how visitors use the Website.
• Functional Cookies – Allow the Website to remember choices and provide enhanced features.
• Marketing Cookies (if applicable) – Used to deliver relevant advertising or track marketing performance.
4. Your Cookie Choices
You can choose whether to accept or reject non-essential cookies. When you visit the Website, you may be presented with a cookie banner or settings tool that allows you to manage your cookie preferences.
You may also control cookies through your browser settings by blocking or deleting cookies. Please note that disabling certain cookies may affect Website functionality.
5. Third-Party Cookies
Some cookies may be placed by third-party services used on the Website, such as analytics tools, scheduling platforms, or embedded content. We do not control these cookies and encourage you to review the cookie policies of those third parties.
6. Changes to This Cookie Policy
We may update this Cookie Policy from time to time. Any changes will be effective immediately upon posting on the Website. Continued use of the Website constitutes acceptance of the updated policy.
REAL TALK = REAL ACTIONS = REAL RESULTS
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